Rate & structure review
Compare your current interest rate, fees, loan features and structure against suitable options from a broad panel of lenders.
Refinancing
Is your current loan still the right one?
Loans that suited you a few years ago may not suit you now. A refinance review looks at your rate, structure, features and goals — and sometimes the answer is simply to stay where you are.
Equity & LVR review
As you pay down your loan and your property value changes, your loan-to-value ratio (LVR) may improve. A lower LVR can sometimes provide access to more competitive lending options. I can help assess your current property value, estimate your LVR and compare your existing loan against other options available.
Debt consolidation
Where it suits your circumstances, other debts such as personal loans, credit cards, business debts or eligible ATO/tax debt may be able to be consolidated — subject to lender policy, suitability and assessment. Consolidating can extend the term of a debt and increase the total interest paid, so it isn't right for everyone.
Accessing equity
Funding renovations, an investment purchase or another goal using available equity.
Repayment strategy
Offset accounts, split loans and repayment structures that fit how you manage cash flow.
Ready to explore your finance options?
Book a free, no-obligation initial consultation with Jim.